The following hypothetical cases give you an idea of how some typical financial aid situations might be reviewed. You may use these cases as guidelines, but remember that we consider every application for financial aid on an individual basis and may look at many more variables than those shown here.

Roy L. Flush

Roy's father is a salesman who earns $55,000 per year. His mother is a part-time substitute teacher who earns $15,000 per year. His parents' untaxed income is $3,000 and net assets are $15,000. Roy has two younger sisters in middle school. Roy earned $1,200 in his part-time job last year and saved $300.

Roy is a good student, ranking 45 in his high school graduating class of 250. He has a 3.4 GPA and scored 24 on the ACT. Roy is a member of the Presbyterian Church, USA.

Roy and his family will be responsible for the remaining costs to attend Muskingum plus books and personal expenses. If Roy takes both the subsidized and unsubsidized Stafford Loans, and uses his work-study earnings ($1,000) towards personal expenses, the direct educational costs to the family will be about $8,600 plus books.


Angie O'Plasty

Angie's parents are divorced and she lives with her mother, who earns $23,000 per year as a secretary. She has a younger brother who lives at home. Angie's mother receives $300 per month in child support, has net assets of $5,000, and will receive an Earned Income Credit of $2,000. Angie earned about $200 babysitting last year and has no savings.

Angie is an above average student, ranking 50 in her class of 150, with a high school GPA of 3.1. Her ACT score is 21. She is a resident of an Appalachian County in Ohio.

Angie and her family will be responsible for the remaining costs to attend Muskingum plus books and personal expenses. If Angie takes both the subsidized and unsubsidized Stafford Loans, and uses her work-study earnings ($1,000) toward personal expenses, the direct cost to the family will be about $2,400 plus books.


Jerry Atrick

Jerry's father earns $85,000 yearly in his management position. His mother is an administrative assistant who makes $32,000. Jerry's older sister is a junior in college. His parents have untaxed income of $5,000 and net assets of $50,000. Jerry earned $3,000 last year and now has $2,500 in the bank. Jerry is a resident of Pennsylvania.

Jerry is an excellent student with a GPA of 3.8 and SATs of 600/650. Jerry ranks 16 in his graduating class of 315.

Jerry and his family will be responsible for the remaining costs to attend Muskingum, plus books and personal expenses. If Jerry takes both the subsidized and unsubsidized Stafford Loans, the direct educational costs to the family will be approximately $10,200 plus books and personal expenses.